I went to the gym today and wasn't surprised that it was pretty packed. I see every year what I call the 90-Day-Cycle, meaning that by April, the gym won't be so crowded. People are trying to fulfill their New Year's Resolution of getting fit for 2014. Most join gyms, others buy equipment, and others use what they have around the house, or other means to exercise.

As far as joining a gym, make sure you get your money's worth and don't sign for a plan you pay for and hardly ever go. I know people who never attend the gym, but signed a contract that still commits them to payment. The funny thing is that they don't bother cancelling it after it expires. Yes, these people do exist!

Do your research and test the waters before you commit when it comes to a gym and a contract. This topic is for another blog of mine on finances. Here we talk HEALTH. Sticking with an exercise program requires doing your homework before you begin.

OVERTRAINING

Although overtraining is often associated with athletes that push their training too far, it is also what makes people quit when they start exercising. Starting low and slow is better than taking on more than you can chew on your first day. If you workout and wake up with aches and pains, you may have over done it. Don't act like an invincible Superman before you've done one exercise.

When it comes to exercising, you need to define your goals and have a plan how to get there. 

You should also know why I say what I say!